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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Lifesaver!!

5
I was drowning and didn’t know where to turn.Pay plan saved me.No judging you or making you feel embarrassed.Just help and good advice.Everything explained in a clear way.Cannot fault them. Reviewed on: 21st July 2022

Debt management

5
I got in contact with Payplan in 2021 due to my debts. They have been so fantastic and never judge. Their help and support has taken a whole world of stress and worry away, I couldn’t see any light at the end of the tunnel but now my debt is reducing and Payplan deal with my creditors. They respond to emails and message promptly and are also checking to make sure I’m ok. I owe a lot to the team at Payplan. Thank you so much Reviewed on: 21st July 2022

Brilliant, approachable & very helpful company

5
Have helped me throughout a very difficult time and have continued to support me over many years in every way possible Reviewed on: 21st July 2022

A credit to themselves

5
From day one, they have been brilliant in the way they have helped me. I've never had to chase them or query anything. They've always put me at ease Reviewed on: 21st July 2022

5 Star Service

5
When I needed support Payplan came to the rescue. They helped me to organise and help to reduce my debt until I'm debt free. I recommend there service to anyone who wishes to clear their debt. Reviewed on: 21st July 2022

Very helpful

5
Easy to talk to staff helped take a lot off pressure off me. Reviewed on: 21st July 2022

Absolute life savers

5
Payplan are absolutely amazing. I was in a huge amount of debt and thought I couldn't go on anymore. But after speaking to the very kind and patient and not at judgemental members of staff over the phone, all of my debts were consolidated into one much smaller, affordable, interest free repayment, which I pay via direct debit to them once a month and they redistribute this to my creditors for me, so I don't even have to speak to my creditors anymore. Payplan have given me my life back. I no longer have sleepless nights or worry about getting even deeper into debt by trying to keep up unrealistic repayments each month, I can live again and afford to pay my regular bills like rent and council tax again, without having to fear I might be evicted or taken to Court. I honestly don't know if I'd still be here now if Payplan hadn't helped me to sort out a realistic repayment plan. I don't have to worry anymore or make myself I'll with worry anymore. They're amazing and have never judged me once, they've always been so kind and understanding. Reviewed on: 21st July 2022

Most reliable cooperative and attentive at all time

5
best company to rely on for all financial problem Reviewed on: 21st July 2022

Easy and understanding

5
Without PayPal I don’t know how I would be in the process of getting back on track after my husband left me. 2 years to go and I’ll be debt free - thank you! Reviewed on: 21st July 2022

I can sleep again

5
Pay plan helped me keeping track of my expenses and understanding different budget categories base on my earnings and lifestyle. All my debts are consolidated in one affordable payment and I can finally make plans for the future instead of bearly keeping my head above water every now and then. Reviewed on: 21st July 2022

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