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Penny Post Credit Union: Loans reviews

View other Penny Post Credit Union products
4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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94%
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4%
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2 star
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0%
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1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Very good interest rates

5
Money transfered very easy and easy access Reviewed on: 24th June 2022
Michael 's avatar
Michael

Great service people first

5
Saved when I first worked for Royal Mail brilliant service , left and came back 10 years later first thing I did was rejoin !! Enough said Reviewed on: 24th June 2022
Richard Cowell's avatar
Richard Cowell

Great way of saving.

5
Penny Post has been a godsend in way it’s helped me to save money for rainy days. They provide great services that are helpful in many ways that will benefit many people in need for financial assistance when required. Reviewed on: 24th June 2022
Vipin Makanjee's avatar
Vipin Makanjee

Family friendly

4
Always helpful and understanding Reviewed on: 24th June 2022
Tattybaker82's avatar
Tattybaker82

Easy, smooth and friendly

5
I have had nothing but positive interaction with penny post, great app and easy to use and friendly and engaging staff when needed Reviewed on: 24th June 2022
Fozzo80's avatar
Fozzo80

Great service

5
Easy to use, brilliant service and very helpful with loans. Really have helped me out. Reviewed on: 24th June 2022
Pooley's avatar
Pooley

Better interest rates than banks/building societies for savers

5
Don't know how it will be now interest rates are rising, but while interest rates have been very low Penny Post has provided a better rate than banks/building societies and instant access. Reviewed on: 24th June 2022
Nina the Cat's avatar
Nina the Cat

Great for saving.

5
Helps me to save on a regular basis. Reviewed on: 24th June 2022
Anonanon's avatar
Anonanon

Penny Post

5
Penny Post is a great service, and is very secure. Reviewed on: 24th June 2022
Gary Mitchell's avatar
Gary Mitchell

Great service great interest rates easy to use

5
I get excellent rates on both savings and loan both savings accounts and loan were easy to arrange and everyone I have dealt with has been super helpful and very polite Reviewed on: 24th June 2022
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