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Penny Post Credit Union: Loans reviews

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4.88
Based on 662 reviews, last reviewed 28th Jul 2025
59% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025
Louise O's avatar
Louise O

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

A life saver

5
Easy, no hassle, quick decision,advice, pleasant,understanding, Reviewed on: 24th June 2025
Darron Clarke's avatar
Darron Clarke

I've been a member for about five years and I'm happ...

5
I've been a member for about five years and I'm happy to be part of this great family. Your service and attention are magnificent. The loan interest rates are fabulous. Thank you for existing. Reviewed on: 24th June 2025
Norma X's avatar
Norma X

Great loans and saving services

5
Never had any issues with them. Fantastic loans and super helpful savings accounts! Customer service is fantastic, it’s easy to talk to a customer support agent without having to talk to any silly AI bots, and the customer support agents respond extremely quickly Reviewed on: 18th June 2025
Conor Turner's avatar
Conor Turner

Penny Post Credit Union has always supported me when...

5
Penny Post Credit Union has always supported me when I’ve needed any assistance and I would highly recommmed their service to anybody Reviewed on: 11th June 2025
Mark's avatar
Mark

Applied for a loan it was sent couple days later and...

5
Applied for a loan it was sent couple days later and comes out my salary…..absolutely top draw this company Reviewed on: 10th June 2025
jason h's avatar
jason h

I did ask for loan it simple and straightforward.

5
I did ask for loan it simple and straightforward. After the requirement was met the loan was granted. Reviewed on: 9th June 2025
Daniel Owusu 's avatar
Daniel Owusu

I have been using penny post for a few years and hav...

3
I have been using penny post for a few years and have never had any problems with them .However i dont think im using penny post to its full potential of making things easier when wighing up how is best to pay or save Reviewed on: 8th June 2025
Deep S's avatar
Deep S

Excellent customer service and great company

5
Excellent customer service when I have contacted via the new app. Saving service running alongside my loan works well and can withdraw when needed thank you. Reviewed on: 8th June 2025
Melissa Pritchard's avatar
Melissa Pritchard

Very fast and convenient but very high interest rate

3
Very fast and convenient but very high interest rate Reviewed on: 8th June 2025
petra u's avatar
petra u

I had a friendly and professional response when I co...

5
I had a friendly and professional response when I contacted Penny Post for a loan. Everything was clearly explained to me which assured me. Reviewed on: 7th June 2025
Rowland 's avatar
Rowland

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