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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
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1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Simple and efficient from start to finish.

5
Simple and efficient from start to finish. Reviewed on: 25th June 2025

A life saver

5
Easy, no hassle, quick decision,advice, pleasant,understanding, Reviewed on: 24th June 2025

I've been a member for about five years and I'm happ...

5
I've been a member for about five years and I'm happy to be part of this great family. Your service and attention are magnificent. The loan interest rates are fabulous. Thank you for existing. Reviewed on: 24th June 2025

Great loans and saving services

5
Never had any issues with them. Fantastic loans and super helpful savings accounts! Customer service is fantastic, it’s easy to talk to a customer support agent without having to talk to any silly AI bots, and the customer support agents respond extremely quickly Reviewed on: 18th June 2025

Penny Post Credit Union has always supported me when...

5
Penny Post Credit Union has always supported me when I’ve needed any assistance and I would highly recommmed their service to anybody Reviewed on: 11th June 2025

Applied for a loan it was sent couple days later and...

5
Applied for a loan it was sent couple days later and comes out my salary…..absolutely top draw this company Reviewed on: 10th June 2025

I did ask for loan it simple and straightforward.

5
I did ask for loan it simple and straightforward. After the requirement was met the loan was granted. Reviewed on: 9th June 2025

I have been using penny post for a few years and hav...

3
I have been using penny post for a few years and have never had any problems with them .However i dont think im using penny post to its full potential of making things easier when wighing up how is best to pay or save Reviewed on: 8th June 2025

Excellent customer service and great company

5
Excellent customer service when I have contacted via the new app. Saving service running alongside my loan works well and can withdraw when needed thank you. Reviewed on: 8th June 2025

Very fast and convenient but very high interest rate

3
Very fast and convenient but very high interest rate Reviewed on: 8th June 2025

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