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Penny Post Credit Union: Loans reviews

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4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

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Penny Post Credit Union Loans reviews (663)

I had a friendly and professional response when I co...

5
I had a friendly and professional response when I contacted Penny Post for a loan. Everything was clearly explained to me which assured me. Reviewed on: 7th June 2025
Rowland 's avatar
Rowland

Easy loan process with good communication throughout.

5
Easy loan process with good communication throughout. Friendly team who are happy to help Reviewed on: 6th June 2025
LizzyW's avatar
LizzyW

Good experience overall

5
Good experience overall I like the quick payment system Reviewed on: 5th June 2025
Anthony Davies's avatar
Anthony Davies

I had a really positive experience with Penny Post.

5
I had a really positive experience with Penny Post. The loan rates were extremely competitive and the whole process was really simple. I would definitely use them again. Reviewed on: 5th June 2025
Lindsay B's avatar
Lindsay B

Feels like there is not as much flexibility on repay...

5
Feels like there is not as much flexibility on repayment timescale than previously but still never been refused a loan when needed Reviewed on: 5th June 2025
MR D's avatar
MR D

Thoughtful welfare check following large withdrawals...

5
Thoughtful welfare check following large withdrawals from account. Reviewed on: 5th June 2025
Lorna Fearn's avatar
Lorna Fearn

All good

5
I have a savings account and have had 2 loans. Straight forward from start to finish. Reviewed on: 4th June 2025
Diane L's avatar
Diane L

Very friendly staff ,, good loans

5
Very friendly staff ,, good loans Reviewed on: 4th June 2025
James b's avatar
James b

Staff are always helpful when speaking to someone in...

5
Staff are always helpful when speaking to someone in the telephone. Reviewed on: 4th June 2025
Robert Simpson 's avatar
Robert Simpson

Good service and very convenient

5
Good service and very convenient Reviewed on: 4th June 2025
Mohamed A's avatar
Mohamed A

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