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Penny Post Credit Union: Loans reviews

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4.88
Based on 662 reviews, last reviewed 28th Jul 2025
44% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025
Louise O's avatar
Louise O

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

Easy loan process with good communication throughout.

5
Easy loan process with good communication throughout. Friendly team who are happy to help Reviewed on: 6th June 2025
LizzyW's avatar
LizzyW

Good experience overall

5
Good experience overall I like the quick payment system Reviewed on: 5th June 2025
Anthony Davies's avatar
Anthony Davies

I had a really positive experience with Penny Post.

5
I had a really positive experience with Penny Post. The loan rates were extremely competitive and the whole process was really simple. I would definitely use them again. Reviewed on: 5th June 2025
Lindsay B's avatar
Lindsay B

Feels like there is not as much flexibility on repay...

5
Feels like there is not as much flexibility on repayment timescale than previously but still never been refused a loan when needed Reviewed on: 5th June 2025
MR D's avatar
MR D

Thoughtful welfare check following large withdrawals...

5
Thoughtful welfare check following large withdrawals from account. Reviewed on: 5th June 2025
Lorna Fearn's avatar
Lorna Fearn

All good

5
I have a savings account and have had 2 loans. Straight forward from start to finish. Reviewed on: 4th June 2025
Diane L's avatar
Diane L

Very friendly staff ,, good loans

5
Very friendly staff ,, good loans Reviewed on: 4th June 2025
James b's avatar
James b

Staff are always helpful when speaking to someone in...

5
Staff are always helpful when speaking to someone in the telephone. Reviewed on: 4th June 2025
Robert Simpson 's avatar
Robert Simpson

Good service and very convenient

5
Good service and very convenient Reviewed on: 4th June 2025
Mohamed A's avatar
Mohamed A

A Smooth and Hassle-Free Experience with Penny Post

5
I had a fantastic experience using Penny Post Loan, and I can’t recommend them enough! From start to finish, everything was seamless and stress-free. The application process was incredibly simple. I was able to apply online in just a few minutes, and the website was really easy to navigate. There were no confusing forms or hidden fees, which made the entire experience straightforward and transparent. What really impressed me was the speed of approval. I was approved quickly, and the funds were in my account almost immediately. It was such a relief to know that I could rely on them for quick access to cash when I needed it the most. The loan terms were fair and clearly explained. They offered competitive rates, and I felt comfortable knowing exactly what I’d be paying back. No surprises! But what truly stood out was the customer service. Every time I had a question, their team was quick to respond and very helpful. It’s clear that they really care about their customers and make sure the entire process is as smooth as possible. I would absolutely recommend Penny Post Loan to anyone who’s looking for a fast, easy, and reliable loan option. It was a game-changer for me, and I’ll definitely be turning to them again in the future if I ever need help with finances. Reviewed on: 4th June 2025
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Kaz Sammy

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