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Penny Post Credit Union: Loans reviews

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4.88
Based on 662 reviews, last reviewed 28th Jul 2025
56% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025
Louise O's avatar
Louise O

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c
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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

Most of time I used to speak with phone with staff t...

5
Most of time I used to speak with phone with staff they are very helpful and good behave with me Reviewed on: 4th June 2025
Mohammed Nurul Huda chowdhury's avatar
Mohammed Nurul Huda chowdhury

Large unexpected repair bill

5
I had a rather large unexpected repair bill for my car, I applied for a loan from Penny Post CU and was dealt with promptly, excellent interest rates and very quick transfer of funds into my account. I rave about this credit union to everyone who will listen to me. Reviewed on: 4th June 2025
David L's avatar
David L

Excellent service very good in helping people with g...

5
Excellent service very good in helping people with good knowledge and discretion Reviewed on: 4th June 2025
Richard M's avatar
Richard M

Pennies make a pound

4
In the current cost of living crisis, Penny post offers products and services that brings a sigh of relief Reviewed on: 4th June 2025
Nilesh's avatar
Nilesh

When I requested a small loan on more than one occas...

5
When I requested a small loan on more than one occasion they were easy to deal with and the loan money was transferred quickly.. I had a couple of weeks where I was ill at my work and this necessitated making a phone call to pay that particular missed sum, they were understanding. Reviewed on: 4th June 2025
Peter C's avatar
Peter C

Super fast.

4
Super fast. Great service. Paid out quick Reviewed on: 4th June 2025
Sian T's avatar
Sian T

I applied for a loan for home improvements and the p...

5
I applied for a loan for home improvements and the process was so simple and quick with a decision reached and the money was in my bank account with no hassle , they make it so easy and the customer service was excellent . Reviewed on: 4th June 2025
Marie m's avatar
Marie m

I have been with the penny post for ages and always...

5
I have been with the penny post for ages and always the best regarding loans or savings. Reviewed on: 4th June 2025
Mabiala 's avatar
Mabiala

Excellent customer service and great sense of humour.

4
Excellent customer service and great sense of humour. Reviewed on: 4th June 2025
Sallieu 's avatar
Sallieu

Easy and fast loan service.

5
Easy and fast loan service. The loan i took was fast and easy with the lowest interest rate ever. Reviewed on: 3rd June 2025
Kwame B's avatar
Kwame B

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