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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (662 reviews)

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4.88

Based on 662 reviews, last reviewed 28th Jul 2025

59% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

Excellent for savings and loans.

Excellent for savings and loans. Reviewed on: 3rd June 2025

Reliable & Convenient Loan Service

Penny Post Credit Union provides a straightforward loan process with repayments deducted directly from wages, making it easy to manage finances. Their customer service is responsive, and the loan terms are reasonable compared to high-street lenders. The ability to save while borrowing is a great feature, helping members build financial stability. Reviewed on: 3rd June 2025

The Calm in the Storm

Superb lenders really represent the people of the union reliable and helpful a real calm in the storm. Very fast and easy to speak to helpful staff and proper communication between myself as a customer and then as a business. Truly a service that I can rely on Reviewed on: 3rd June 2025

Excellent service from the start.

Excellent service from the start. Agents know how help with any sort of enquiry and the Waiting time is next to none. Very happy with the service and outcome. Reviewed on: 3rd June 2025

I applied for a loan it was all straight forward and...

I applied for a loan it was all straight forward and was done quickly . Excellent customer service and easy to apply online . Reviewed on: 3rd June 2025

Easy and helpful

I needed a loan and like the way it could be deducted from my weekly wage in manageable amounts Reviewed on: 3rd June 2025

Easy applied for a loan and I got it the same day wi...

Easy applied for a loan and I got it the same day with very low interest. Very happy Reviewed on: 3rd June 2025

top marks

excellent app, easy to navigate around Reviewed on: 3rd June 2025

Great company and very efficient

Very good new app that makes things easy .quick reply to any queries and the loans are really helpful at Christmas etc.there s been a few times where ve had emergencies at home and they Pennypost has been on hand to help me with a quick loan Reviewed on: 3rd June 2025

I love Penny Post!!!!

Penny Post every experience I have had has been good. I send emails the staff answer straight away. I leave a voicemail the staff contact me straight away. No complaints!!!!!!! Reviewed on: 3rd June 2025

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