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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Excellent rates for members

5
Simple process and affordable repayments on loans across all loan options Reviewed on: 24th June 2021

Easy And Quick Process

5
Applied with the details required on a Sunday evening and a Decision was made by 10.30 Monday. All details and application done by the Nivo app. Really quick great service. Reviewed on: 24th June 2021

Great service

5
Quick and efficient application process Reviewed on: 24th June 2021

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