Smart Money People Logo

Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Penny Post Credit Union Loans reviews (663)

Honesty

5
Best credit union for loans and savings Reviewed on: 25th June 2021

BEST EVER SERVICE

5
They are the only one I go to. They are amazing, everything is quick and processed fast. I love this cu cos they are a life saver always Reviewed on: 25th June 2021

Literally LIFE saving.

5
Due to ill health and 9 months Nil pay, once all my savings had gone which was In a penny post Savings account. I have been awarded too separate loans. I'm finally back at work and will be making the repayments. Without this I would of incured tripple the interest other lenders offer. THANK YOU Reviewed on: 25th June 2021

Excellent service 5*

5
Penny post have helped me with loans that are taken straight out of my wages when I need it totally impressed with the service Reviewed on: 25th June 2021

Great service.

5
Very easy to apply. Had a very quick resolution. Great customer service. Reviewed on: 25th June 2021

Their interests on loan is very low

5
I have been able to enjoy the way lend me money because I was able to sort myself out like buying a car ,renovation Reviewed on: 25th June 2021

Loan

5
Great place for loans looked after me when I needed them Reviewed on: 25th June 2021

Great loans for working people

5
Pennypost is just great!!! i been using them for 20 years for their loans,im not a great saver so whenever i need a holiday or anything they are there,amazing service & even better rates of interest, Reviewed on: 25th June 2021

Excellent and very fast service

5
Applied for a loan, paid out within 24 hours, excellent service Reviewed on: 25th June 2021

Best company

5
Always helped me when ever I needed help Reviewed on: 25th June 2021

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Penny Post Credit Union?

    View all products