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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Simply the best

5
The best credit union out there. Reviewed on: 25th June 2021

EXCELLENT CREDIT UNION

5
GREAT EXPERIENCE WITH STAFF AND WEB SITE Reviewed on: 25th June 2021

My Pennypost

5
Have been a member of pennypost for many years, have saved on a weekly basis and had numerous loans large and small with competitive rates.online app makes things so easy. Reviewed on: 25th June 2021

Brilliant credit union

5
They are a great union..very helpful & understanding Reviewed on: 25th June 2021

Great service and choice of loans

5
Have taken out several short term loans over the last few years, always impressed with the ease of application, terms and easy payment process, highly recommended Reviewed on: 25th June 2021

Excellent

5
Easy to get a loan without a hassle! Reviewed on: 25th June 2021

Loan

5
I took out a loan with Penny Post and they were very efficient and I’m very pleased with the company. Reviewed on: 25th June 2021

The fastest credit union

5
Has to be the most friendly staff the time u fill in loan application it’s in ur account very reasonable APR if not the best couldn’t fault this company one bit Reviewed on: 25th June 2021

Easy straightforward

5
Always happy to help even if you don’t meet the criteria. Friendly and helpful staff Reviewed on: 25th June 2021

Outstanding service

5
My car died and needed some help to buy a run around for work Reviewed on: 25th June 2021

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