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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Penny Post Credit Union Review

5
Absolutely easy to apply as long as your documents are in order, the APR is reasonable Reviewed on: 25th June 2021

Great customer care

5
Any time contact penny post very quick response and all issues and get questions always resolved Reviewed on: 25th June 2021

Great service

5
Great selection of products and services, and also amazing customer service. Been a great help. Reviewed on: 25th June 2021

Best customer care I've experienced

5
Any time I have had any issues they have been resolved quickly and effectively. Even just general enquires are dealt with in a superb manner. Highly recommend them. Reviewed on: 25th June 2021

Very easy application and very helpful staff

5
I ve been using Pennypost for a number of years for my savings and loans.the loans process is easy to do and is completed very quickly.communication is always good and very helpful Reviewed on: 25th June 2021

Hassle free, Friendly service

5
No feelings of being judged on your financial situation which can happen in other institutions such as banks/building societies etc. There is also a confidence knowing your funds are secure and accessible when you need them. Really appreciate Penny Post Credit Union. Reviewed on: 25th June 2021

Amazing

5
Brilliant service, with fast and secure technology to go with it. Can't fault them. Reviewed on: 25th June 2021

Great company

5
Always there to support and help you out Reviewed on: 25th June 2021

Holiday loan

5
Excellent same day loan applied money in account same day Reviewed on: 25th June 2021

Customer orientated and very helpful

5
Penny post CU are one of the most friendly and helpful savings and loans companies I have dealt with. Products are designed to help the saver/lender establish good financial management and am proud and feel very lucky to be a member of such a considerate and knowledgeable group. Reviewed on: 24th June 2021

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