Smart Money People Logo

Raisin: Savings reviews

4.85
Based on 4,642 reviews, last reviewed 20th Feb 2026
152600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good service, easy to save and simple to understand Good service, easy to save and simple to understand Reviewed on: 20th February 2026
Minesh P's avatar
Minesh P

Latest lowest rating:

1

awful fluctuation in interest rates . awful fluctuation in interest rates . cumbersome processes which enable them to have your money several days before you start to earn interest Reviewed on: 20th February 2026
rodger h's avatar
rodger h

About this product

Using the Raisin app, you can set up and manage your savings.

You can view and compare savings accounts from more than 30 partner banks and building societies. The app also enables you to apply for new accounts, be the first to hear about rate changes and see your renewal options for saving accounts.

Raisin app reviews help you find out what it’s really like to be a customer. If you’ve used Raisin before, you can also leave a review and share your experience.

Review Raisin: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Raisin Savings reviews (4642)

Brilliant savings when rates at all time low

5
I was a little sceptical about Raisin savings at first and thought I'd give them a punt. So glad I did and got a good rate fixed for a year and apart from some hiccups with my bank transfers and joint account issues with Starling bank this was all sorted out with Raisin customer service. Very happy now and can highly recommend this company rated 5stars. Reviewed on: 22nd March 2021

Fixed Term Bonds

5
An excellent way in which to deposit money in banks outside of the UK to get the best rates but retain FSCS protection. Reviewed on: 22nd March 2021

Easy

5
It was very easy and straightforward to open an account. Reviewed on: 21st March 2021

Competitive rates

4
Easy to operate ,they provide a platform for savers to access savings accounts with multiple providers. Reviewed on: 21st March 2021

Raisin- qualiity provider

5
Always keep me informed of the best products on the market. Easy to use, always providing good service Reviewed on: 21st March 2021

Quick and easy

5
Easy to set up, good see selection of best rates in one place on app Reviewed on: 21st March 2021

Quick and easy set-up, rapid response to queries and excellent rates.

5
Found it really easy to set up my raisin account, the query I had was answered very quickly and enabled me to obtain a market leading rate before it vanished! Would definitely recommend to anyone. Reviewed on: 21st March 2021

Professional Service

5
I opened a fixed term account last year with Raisin. The process was very smooth and efficient. I would highly recommend Raisin! Reviewed on: 21st March 2021

Fixed rate bonds.

5
Extremely happy with my fixed rate bonds. Previously Santander were paying 1.5% up to 20K in their current account last year. They then dropped their interest rates twice in 2020. I decided to buy two fixed rate bonds, one for two years, the other for three. They are earning 1.66% and 1.75% respectively. I have converted my current account to a Santander Lite account, still get a cashback on certain bills for only a £2 monthly fee. I have also opened a deposit with RCI bank that currently earns 0.4% interest,(previously 1% when opened) with instant access, it is linked to my Santander current account. Withdrawals are credited to my current account the next day. The fixed rate bonds are very good if one doesn't need immediate access. Even at today's rates they are okay, as long as inflation remains low. Reviewed on: 21st March 2021

Its the best

5
Its easy, its safe, benefits all users. Reviewed on: 21st March 2021

Review Raisin: Savings now

Help others make smarter decisions by sharing your own experience. Write a review