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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Motorcycle loan

Thanks Ratesetter for giving me the opportunity to enjoy motorcycles Reviewed on: 11th June 2020

Very good and reasonable

Always found when I’m lending from rate setter quick easy and affordable Reviewed on: 11th June 2020

The best money lender I know.

Ratesetter is the best money lender in the world for me. It is very easy to apply, very friendly and brilliant. Also their rate is very low and reasonable. I recommend them for the best award. Reviewed on: 11th June 2020

Slick

Quick and easy loan process with competitive interest rate. Reviewed on: 11th June 2020

Very good

Quick and professional service. All online without any calls Reviewed on: 11th June 2020

Great service

Was offered a great deal from the off on a consolidation loan, after being accepted for the loan i called and asked if i could raise the loan amount and within 5 minutes it was done and sorted without any problem, would highly recommend Reviewed on: 11th June 2020

Excellent service

I was finding it hard to get my finances in order so the loan from Ratesetter helped me. I am now able to save. Reviewed on: 11th June 2020

Quick, easy and straightforward

Loan application and quote straightforward just what’s neaded Reviewed on: 11th June 2020

All great from RateSetter

I am roughly 9 months into my 3 year loan with RateSetter. It was very easy to set up and all paperwork wasn’t confusing at all. I got a great deal on the amount and duration I’m paying back. As a first time loan taker I am very impressed with them and have already recommended RateSetter to others. Reviewed on: 11th June 2020

Easy and fast

It was easy to apply and money in account was fast, fair interest as well! Reviewed on: 11th June 2020

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