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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Satisfied

Money was paid in my bank almost straight away and very low interest which makes it a lot easier to pay back Reviewed on: 11th June 2020

Grear

Would definitely use ratesetter again, very low interest rate. Reviewed on: 11th June 2020

Car finance

Excellent service Very satisfied competitive rates Reviewed on: 11th June 2020

Ratesetter is champion

Quick and painless access to a loan without loads of paperwork Reviewed on: 11th June 2020

Ratesetter

Very easy to apply and very easy to manage your account. Will use again for sure Reviewed on: 11th June 2020

Good rate

Fast reply and money paid in account next day and gives good rates Reviewed on: 11th June 2020

Very Good

Rate setter is always ready to help. I’ve had a very good experience with them and will recommend all of my friends and family. Reviewed on: 11th June 2020

Great customer service and quick decision

Would recommend to take a loan from them hassle free Reviewed on: 11th June 2020

Super simple platform, professional! Thank you

I stumbled across rate setter from research, not knowing much about the brand or service. My experience has exceeded expectations, flexibility to apply for borrowing could not have been made simpler. I'll be considering to invest in the near future on the peer to peer platform. Thanks! Reviewed on: 11th June 2020

Great flexible solution

Seamless experience, have the ability to take out further lending and the flexibility to pay back quickly. Better than the high street in my opinion Reviewed on: 11th June 2020

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