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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Making lending cheap and easy

Offered cheap lending rates, got the money within a few days and easy to use online services. Reviewed on: 11th June 2020

Helpful when needed

Ratesetter are efficient, quick, and well priced. They have supported myself and many others through financial worries and have provided great rates. I would highly recommend. Reviewed on: 11th June 2020

Quick easy money

Done is a day, very easy to apply. Would definitely recommend Reviewed on: 11th June 2020

RateSetter

RateSetter is a quick and convenient way to get a loan. It has a flexible payment plan meaning you can make extra payments when you are able to, hence bringing down the term of the loan. Although high interest this service was easy and has helped me out of a tight spot! Reviewed on: 11th June 2020

Quick review

Fantastic peer to peer lending platform, easy to use. Great company. Reviewed on: 11th June 2020

Easy process

Nearly finished the payment now on a very cheap short term loan!! Excellent! Reviewed on: 11th June 2020

Very good service and communication

I found the process of application and approval easy and quick. The information was clear along with all communication. I like the facility of it being on line and easy access access for any monitoring. I would definitely recommend, I found the interest rate offered to be very competitive. Reviewed on: 11th June 2020

Highly recommended!

I had a great user experience - quick service, user friendly, no hassle! Reviewed on: 11th June 2020

Top one

For me ratesetter is a top company. Very easy to work with and very reliable Reviewed on: 11th June 2020

Brilliant

I have loan and i am so happy with the service and how i can manage my payments Reviewed on: 11th June 2020

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