Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

View other RateSetter products

4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Easy to set up

Finding my loan with RateSetter was simplicity itself. Appied online, had a confirmation straight away and the money was in my account not long after. Great service. Reviewed on: 14th March 2023

Quick and Easy

Simple application, fast deposit of funds and no questions. Reviewed on: 14th March 2023

Uncomplicated

Forms were clear and easy to complete, gave a decision when they said they would, found the whole experience stress free and uncomplicated. Reviewed on: 14th March 2023

Great company

Have had 2 loans great fair company quick response to any queries great products well recommended Reviewed on: 14th March 2023

Fast and helpful

Very quick and helpful. No problems at all with this company. Reviewed on: 14th March 2023

Easy, quick and excellent customer service

Never found a better loan company. Can't recommend enough. Reviewed on: 14th March 2023

Reccomend every time

Easy to apply, good website and very clear on how much left of my loan and what I have already paid Reviewed on: 14th March 2023

Ratesetter loan

Quick decision, money in bank very quickly. Superb service. Reviewed on: 14th March 2023

Hassle free loans

Was a quick simple application money was paid into my account,, the process was easy and friendly staff on the phone and very helpful, I would recommend Ratesetter to anyone considering a loan or car finance. Reviewed on: 14th March 2023

Really good

They are great and the app is brilliant Reviewed on: 13th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Child benefit loan
from M for Money Credit Union 4.89 from 80 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.80 from 39 reviews
Loans
from Vanquis 4.92 from 1253 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.96 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub