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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Great Service

Best financial company I have taken out a loan with. Excellent rates, low monthly fees & no penalties for settling your loan early. Reviewed on: 13th March 2023

Personal, Simple, Brilliant.

Loan application was straightforward, process easy to understand, load delivered promptly. Would highly recommend. Thanks Team. Reviewed on: 13th March 2023

Fast and Efficient

Reliable, no jargon and straight forward loans Reviewed on: 12th March 2023

Flexible, quick simply amazing

I absolutely cannot speak highly enough of RateSetter. Wouldn’t hesitate to recommend this company to anyone. I’m delighted! Reviewed on: 12th March 2023

Khan

Very easy and fast loan Application And this loan full fell my need on time Many thanks to Ratesetter Reviewed on: 12th March 2023

RateSetter loans

A great company offering loans at extremely good rates and so easy to sign up for online Reviewed on: 12th March 2023

Great all rounder for loans

Agreed a fantastic rate for a loan with rate setter, all organised well and really quickly too, best rate of any company I could find, very happy with the service too Reviewed on: 12th March 2023

Straightforward

Very fast and straightforward to set up , and at a competitive rate . Happy customer here , Reviewed on: 12th March 2023

Fast easy

Easy way to consolidate borrowing. Low interest rate 5☆ Service Reviewed on: 12th March 2023

Best APR rates

Best APR rates so easy to manage your loan and would recommend to anyone. By far the best. Reviewed on: 12th March 2023

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