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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick and easy

5
Nice quick and easy application process Reviewed on: 11th March 2023

Highly recommend

5
Great rate and quick and easy application. Money was in the account within a matter of days. Reviewed on: 11th March 2023

RateSetter Saved me

5
After months of stress and being unable to secure a consolidation loan, Ratesetter allowed me to take control of my finances and get back to living. Reviewed on: 11th March 2023

Great rate. Great Loan. Great company

5
Best rate on the market. Simple and very quick process. Few clicks, immediately approved and money in my account in next to no time! Simple to manage account on line, track progress repaying my loan and I can also pay additional payments to reduce my term. Rate Setter sets the benchmark. Very happy customer. Reviewed on: 11th March 2023

Great value loans

5
Very easy user friendly way to get a low cost loan. Reviewed on: 11th March 2023

Simple easy and very good rates

5
was very easy and simple to organise and sign up, very good communication and great experience Reviewed on: 11th March 2023

Excellent service

5
Quick, no fuss, informative , excellent website Reviewed on: 11th March 2023

No hassle loan

5
Easy to navigate, easy to apply and in your bank the next working day. Can't fault them and the best interest rate by far. Reviewed on: 11th March 2023

Quick and easy

5
Loan application was quick. Would use again and recommend to friends and family Reviewed on: 11th March 2023

.

5
Very good service, helpfull, easy access Reviewed on: 11th March 2023

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