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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Hassle free

Quick and easy with no problems. Reviewed on: 10th March 2023

Sylvester Stalloan

Market-leading loans at market-leading prices, seamless lending process. Reviewed on: 10th March 2023

Excellent

Excellent lender and was easy to set up and manage Reviewed on: 10th March 2023

Best loan I have had, excellent!

Rate of loan was the best I found. It was really easy to apply, was approved straight away and money was in my account extremely fast. I love the website so I can see how much I still owe, payments I’ve made and making over payments is so simple. I can even see how making over payments effects future payments. Really impressive. I hope to get another loan through ratesetter in the future as it’s been the best loan I have had. Reviewed on: 10th March 2023

Robins View

Process took all the stress out of applying. Quick, simple and hassle free. I have no hesitation in highly recommending this company to anyone Reviewed on: 10th March 2023

Excellent service

Used ratesetter a couple of times and always easy and straightforward. Superb Reviewed on: 10th March 2023

Easy to use

Rate setter had a better fixed interest rate than other I had looked at, it was very easy to apply for a small loan. Never had any problems during my contract period. Reviewed on: 10th March 2023

Good lone

Excellent service easy easy to set up alone and dont cost tomach to Interest Reviewed on: 10th March 2023

I needed help

After much consideration to take a loan. I searched Google, came across RateSetter and applied. Had zero issues with my application. Had no issues since . Easy Reviewed on: 10th March 2023

Just amazing

I needed the money and got it within a few days the best lowest rates doesn’t break the bank balance x if I even need money again I will deffo be choosing you guys Reviewed on: 10th March 2023

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