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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

2yr fixed term loan

Easy to use loan company best fixed rates at time of my loan would recommend Reviewed on: 10th March 2023

RateSetter are Great

Fast, efficient and friendly service while applying for a personal loan. Completely happy to apply for another loan in the future if I require one of course Reviewed on: 10th March 2023

Great company

Easy to use and work with. Never had any issues. Only company I’d use for these services. Reviewed on: 10th March 2023

Good provider

Cheap loan provider in market. I have been provided with just 2.9% apr by Rate setter. Reviewed on: 10th March 2023

The best lenders

I had my loan in less than few days without headaches and hassles with the best rates among other lenders. They are the best ever. Thanks again. Reviewed on: 10th March 2023

Easy and fast application

Ratesetter are a brilliant loan company there APR’s are never to high and have a very easy and smooth application process. Reviewed on: 10th March 2023

Excellent company

Incredibly quick and I have full control Reviewed on: 10th March 2023

The best loan

I'm really happy with my loan. Very low interest rate and very easy to manage online Reviewed on: 10th March 2023

Great service

Great service and great customer care Reviewed on: 10th March 2023

Simple Process

Found the application service simple, no fuss Reviewed on: 10th March 2023

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