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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Life saver

5
Quick, easy loan approval and great to deal with. Reviewed on: 10th March 2023

The best and cheapest for interest, great service

5
We have used ratesetter a few times now and have passed on info to others, they are the lowest rate of interest, reliable and fast, definitely recommend to others. Reviewed on: 10th March 2023

RateSetter Set The Best Rates!

5
Great service from the start of the process. A very quick & refined loan provider who I would highly recommend. Reviewed on: 10th March 2023

Great service

5
Great service. Super fast and efficient. No problems at all. Reviewed on: 10th March 2023

Friendly loan company

5
Friendly & easy to use loan company who don’t offer anything that they don’t think you can afford Reviewed on: 10th March 2023

Cannot beat Ratesetter

5
Excellent service, never known a better company for getting a loan. Quick and easy application and awesome rates Reviewed on: 10th March 2023

It was so easy to do

5
It was so easy taking out a loan with Ratesetter at a competitive rate of interest. Reviewed on: 10th March 2023

Fab Company

5
I gave taken a loan out twice with ratesetter.Easy application and was made fully aware of the terns and conditions , they ensured I understood every thing and given time to consider . Funds were deposited quickly and the App made managing my loan so easy. A company that puts customers first. Delighted by my whole experience Reviewed on: 10th March 2023

Simple hassle free service

5
Quite simply the easiest loan service I have ever used, simple to access and track online I would highly recommend to anyone who requires a loan. Reviewed on: 10th March 2023

Service

5
Excellent service totally professional Reviewed on: 10th March 2023

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