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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Great team

5
I am very happy with your company. Great team and friendly Reviewed on: 10th March 2023

Excellent

5
I found very quick and easy to apply for a loan, and at the lowest interest rate available. The website is easy to navigate, making the whole process from the application to repayment very straight forward. Would recommend. Reviewed on: 10th March 2023

Very cool

5
I like this company reliable and very easy to manage Reviewed on: 10th March 2023

Excellent

5
My experience with Ratesetter is excellent. Reviewed on: 10th March 2023

The Best Rate Setter

5
Their rates are the best . Easy online service. Reviewed on: 10th March 2023

Everything in one easy step

5
The whole process was easy to follow and everything was found in one place. There was no awkwardness about applying and only relevant information was necessary in order to apply making it simple to understand and follow. Reviewed on: 10th March 2023

Easy application process, easy to manage

5
Rate setter was such an easy process when applying for my loan, they have an online account that can be accessed to track your payments and make any extra payments Reviewed on: 10th March 2023

Good Deal

5
Very easy to apply, very good interest rate. Thank you. Reviewed on: 10th March 2023

Easy to arrange

5
Easy to arrange ..all information provided Reviewed on: 10th March 2023

GREAT COMPANY NO HASSLE

5
I HAD A LOAN FROM RATE SETTER FOR A CAR IT WAS A LOT CHEAPER THAN CAR FINANCE VERY QUICK WITH THE MONAY TRANSFER NO HASSLE GREAT COMMUNICATION Reviewed on: 10th March 2023

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