Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Customer Focus

The loan was reasonable in term of APR. Besides, decision was quick and before I know it the money was already in my designated bank account. Reviewed on: 10th March 2023

Excellent Loan Provider

At the time I had just arrived in the UK and I needed a loan to repay my family for the relocation costs. The only provider that offered me a loan was RateSetter. Besides that the interest rate was absolutely fair, in my opinion it was actually low. I am very grateful for the trust that RateSetter had in an immigrant with no credit history in the UK. Reviewed on: 10th March 2023

Simple process

I used RateSetter for debt consolidation very simple easy process and money was in my bank in minutes. Reviewed on: 10th March 2023

Brilliant no fuss easy best ever low interest rates

Go for it with ratesetters quick and easy service Reviewed on: 10th March 2023

Great service

Best loan experiences, everything sorted in no time. Reviewed on: 10th March 2023

Amazing company ..No Fuss

Consolidation Loan applied for, approved and paid out within 24 hours. With the absolute minimum of fuss. What more can you say? 5 stars. Reviewed on: 10th March 2023

Easy to access

Quick and money in account within minutes Reviewed on: 10th March 2023

Great

Ratesetter is always the Best to get the loan. Reviewed on: 10th March 2023

Super Low rates

Needed a short term loan Rate setter sorted overnight and was best rate out there at the time. Reviewed on: 10th March 2023

Excellent service, excellent rates, quick decisions. Just perfect

Wanted to consolidate some debt and this loan was perfect - the rate was excellent and they made a decision within hours. Just perfect and gave me peace of mind Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Novuna Personal Finance 4.72 from 359 reviews
Loans
from Vanquis 4.80 from 1254 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub