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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Ratesetter is amazing

5
The whole process of acquiring a loan is so simplified that it leaves you speechless! Reviewed on: 10th March 2023

Fast efficient service

5
From applying to getting the license an advance took less than 24hours very impressive Reviewed on: 10th March 2023

Excellent

5
So easy to apply. Very quickly organised. Excellent website and log-in/member area. Reviewed on: 10th March 2023

Great service

5
Always simple and easy applications Reviewed on: 10th March 2023

Easy application

5
Straight forward application, got approved within minutes. Money in Bank next day, simples. Reviewed on: 10th March 2023

Very Efficient

5
I would recommend Ratesetter as they were quick and efficient and easy to deal with. Reviewed on: 10th March 2023

Great service!

5
Good service all round, no problems at all and very reasonable rates. Reviewed on: 10th March 2023

Excellent

5
No fuss Quick and Easy Perfect Reviewed on: 10th March 2023

Best providers

5
I am a returning customer, the whole process from applying, to receiving the loan. It was so smooth. I would highly recommend this company to anyone. Reviewed on: 10th March 2023

Ratesetter

5
Very quick and simple to apply and some of the best interest rates available. Reviewed on: 10th March 2023

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