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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Great to do business with

Simple straightforward and easy to deal with Reviewed on: 10th March 2023

Really fast and easy loan application process

I was amazed at how slick, easy and fast the application process was. It was all done online without any issues and once my loan application was approved the funds were available in my account shortly afterwards. I would highly recommend RateSetter. Reviewed on: 10th March 2023

Piece of mind setter

RateSetter provided me with a easy, efficient, low interest loan. The whole process from start to finish was flawless and the decision was almost instantly. Thank You for being there when I was in need of a loan. Reviewed on: 10th March 2023

Excellent service

Very straight forward and easy to apply and the money was transferred very quickly no hassle repayments manageable excellent customer service. Reviewed on: 10th March 2023

easy overall

all experience was pleasant, no headaches. that is what everyone wants from a loan provider. thanks. Reviewed on: 10th March 2023

Helped me buy a car at a young age and allowed me the chance to build my credit score

Really happy with the customer service and how they help younger people Reviewed on: 10th March 2023

best

the best experience ever, good communication Reviewed on: 10th March 2023

Speedy Loan

Quick, simple and no nonsense, all done online :) Reviewed on: 10th March 2023

Simple!

Easiest finance I’ve ever done, couldn’t recommend more! Reviewed on: 10th March 2023

Applied for a loan with a no hassle or complicated answer

Life is complicated enough without having to answer endless questions and fill in endless paperwork this was just straight to it Reviewed on: 10th March 2023

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