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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Super fast with low interest rate

5
RateSetter was super fast approving my application and I had my money on my account no time. On top of this they offered the lowest interest rate. Thank you RateSetter for the great service. Reviewed on: 10th March 2023

Excellent

5
Very professional and easy to use. Reviewed on: 10th March 2023

Great rate and easy to arrange

5
Loan approved quickly with no fuss, online platform excellent making it easy to manage Reviewed on: 10th March 2023

Loan

5
Very easy to apply and quick response Reviewed on: 10th March 2023

Very quick and efficient service

4
Approved and paid very quickly, couldn’t ask for more Reviewed on: 10th March 2023

Fantastic loan provider

5
Best loan provider around. Completely hassle free application, no credit score run against me, decision then same day. Reviewed on: 10th March 2023

For peace of mind

5
I needed to consolidate a number of loans and a debt. Ratesetter did just that, with an excellent and manageable consolidation, very professional and clear communications, and clear monthly updates. It has given me complete peace of mind and absolute confidence in this company. Reviewed on: 10th March 2023

Excellent rates

5
Excellent rates and easy to deal with Reviewed on: 10th March 2023

Very easy

5
Easy and straight forward to deal with Reviewed on: 10th March 2023

very good service

5
thank you would definitely use you again Reviewed on: 10th March 2023

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