Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Easy to use

I needed a loan to fix my car and the process was very easy and quick response Reviewed on: 10th March 2023

Best experience

Excellent service! The application and the whole process was very straightforward. Very professional service and you get the rates that was shown in the initial application. Reviewed on: 10th March 2023

Quick and easy

I took out a consolidation loan to buy a new car, it was quick and easy to do online and I would not hesitate to use Ratesetter again or recommend them to anyone else. Reviewed on: 10th March 2023

Easy process

Easy process quick decision and fast payment Reviewed on: 10th March 2023

Top marks

Applied for a loan for some home improvements and it was accepted straight away with a decent interest rate, money was in my account very sharpish ,it was quick and simple unlike some others who make it hard work ,would recommend, and would use ratesetter again. John Reviewed on: 10th March 2023

Fast easy great experience

All the process is so easy and help at hand if needed very quick from application to receiving loan Reviewed on: 10th March 2023

Best loan company

Easy to deal with competitive rates highly recommended Reviewed on: 10th March 2023

No fuss help!

Not used lately but are there when needed!! Reviewed on: 10th March 2023

Easy, Fast & Great Value

It so easy to apply online and the rates are extremely competitive! Everything is so simple and I had my loan extremely quickly! Reviewed on: 10th March 2023

Personal loan with low interest rates.

Having the flexibility to pay off my loan early at no extra cost. The speed it took for the money to be in my bank and get approved was great too. Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Novuna Personal Finance 4.72 from 359 reviews
Loans
from Vanquis 4.80 from 1254 reviews
Child benefit loan
from M for Money Credit Union 4.71 from 80 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub