Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

No pressure, quick, safe & secure.

Didn’t get mobbed by company to take something out. Went direct to their website after my dad recommended them! Really easy to set up. Decision was made really quick. Don’t get endless emails from them now I have a loan either ❤️. Would 100% use them again and recommend them! Reviewed on: 10th March 2023

Fast and fair!

Needed to borrow money to buy my Honda NC700. Effortless process, excellent customer service and fair rates. Reviewed on: 10th March 2023

Superb. Highly recommended.

Speedy cash, fantastic customer service and a pleasure to deal with. Thank you. Reviewed on: 10th March 2023

I highly recommend

Easy to set up, loan itself best I could find and been a great experience all round. Reviewed on: 10th March 2023

Brilliant

Quick easy and competitive - wouldn’t hesitate to use again Reviewed on: 10th March 2023

No fuss, just great service

Loan was arranged with little fuss, straightforward process, all clear and transparent. Once approved the administration was really slick and funds available straightaway. Support is excellent. Reviewed on: 10th March 2023

quick and easy

never had a problem it was quick and easy done online Reviewed on: 10th March 2023

Easy no hassle loans. Top rate company

Ratesetter made the whole process of applying for a loan really easy. The quick question and answer service made it pleasurable to use their service. Highly recommended. Reviewed on: 10th March 2023

New car loan

Applied for loan for a new car was accepted got money in 24 hours got car 2 days later exactly what it said on the tin so happy with ratesetter and car will recommend to everyone Reviewed on: 10th March 2023

Great service

Ratesetter, fast efficient friendly bank, support to manage finances quickly highly recommend ratesetter bank Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Loans
from Vanquis 4.80 from 1254 reviews
Personal Loan
from Novuna Personal Finance 4.72 from 359 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub