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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

The best

Number 1 company for personal loans Reviewed on: 10th March 2023

Very quick response and a decision in minutes

Would deal with Rate Setter again as never had a problem with them, always kept me informed about the progress of my loan etc Reviewed on: 10th March 2023

Fully trusted

Ratesetter honestly is the only provider I'll ever use for future loans as they're so quick and reliable. Reviewed on: 10th March 2023

Easy to do loans.very cheap rates.

Exellent company with Exellent service.better than your own bank by far. Reviewed on: 10th March 2023

Outstanding service

Quick and easy application and the lowest apr used them before and very happy with what is offered Reviewed on: 10th March 2023

No nonsense

Applied, accepted, rate offered/agreed as advertised, unlike other lenders! Reviewed on: 10th March 2023

Personal loan

Very easy to setup my loan and approved quickly and in my bank very quickly so I had the available funds Reviewed on: 10th March 2023

Personal Loan

Ratesetter provided me with a personal loan which was very easy to apply for. There APR was competative and my loan was paid into my Bank Account shortly thereafter. They keep me in touch with a reminder of the payments from my account and I would recommend them to anyone considering taking out a personal loan. Reviewed on: 10th March 2023

Fantastic rates, great easy to use online portal

Guaranteed rate was fantastic, really simple to apply and the money was in my bank within 24 hours. Really good online portal to manage your finance. I will definitely use again should I require another loan. Reviewed on: 10th March 2023

Great team

Nice and peaceful company with a great team Reviewed on: 10th March 2023

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