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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick and Easy

Good interest rates, No hassle, Easy to sort and very very quick Reviewed on: 10th March 2023

Fast, sincere, does what its says

I have had 3 excellent experience` s with Rate Setter. Service is slick, interest rates are good. Decisions are faster than any high street bank Reviewed on: 10th March 2023

Easy process, great rates.

Such a simple application process, quick response and the money within days of the original application. Reviewed on: 10th March 2023

Amazing company!

RateSetter is an amazing company for loans! The process for me from start to finish was very easy, quick and simple and I would 100% do business with them again. Reviewed on: 10th March 2023

Fast,easy and accessible loans.

Being a young adult struggling to afford things for the home, the loan afforded to me by ratesetter went a long way into helping start a more independent life with a rate and term that don't break the bank. Reviewed on: 10th March 2023

quick and very affordable

from start to finish of the application process was easy and fault free. the interest rate was better than the banks. managing account online was simple and i paid my loan off early which again was simple and done online. would highly recommend ratesetter to anyone looking for a loan Reviewed on: 10th March 2023

Brilliant experience

Quick and easy to apply money was available immediately would recommend Reviewed on: 10th March 2023

Straight forward, easy to manage loans.

From the start to finish a positive and beneficial experience with total support and satisfaction. Reviewed on: 10th March 2023

Highly recommended

I have been using RateSetter for couple of years now, it's affordable easy and the money in your account in couple of days. I already recommended RateSetter to couple of friends. Reviewed on: 10th March 2023

Highly recommend

Loan application was approved swiftly. The interest rates are low. The entire process is faultless. I would highly recommend Reviewed on: 10th March 2023

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