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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Amazing

I have bad credit, these guys gave me a loan and I have never been so great full, I had to call them and the customer service is outstanding!! Reviewed on: 9th March 2023

Best deals on Loans

Ratesetter gave me a very good rate on a Loan for my car I would recommend this Company Reviewed on: 9th March 2023

Quick and easy

Straightforward process. No drama. Quick answer and fast transfer Reviewed on: 9th March 2023

Excellent, Flexible Products

Used Ratesetter twice and they have been excellent both times, easy to setup, overpay when able. Customer service was great when I needed it. Reviewed on: 9th March 2023

Loan

Brill from start to finish would highly recommend Reviewed on: 9th March 2023

Reliable lenders

I’ve used Ratesetter before and their process to borrow was very quick and easy. In fact, one of the easiest process I’ve gone through compared to other lenders. Reviewed on: 9th March 2023

Competitive Rates, Professional Service

I've had three loans from Ratesetter over the years. They're always competitive & affordable, with some of the best rates I've seen, and their service is always professional & friendly. Reviewed on: 9th March 2023

best loan for any purpose

great company and easy access to affordable loan., will definitely get my loans from ratesetter from now on.. Reviewed on: 9th March 2023

Quick loan

I’ve got the loan at the same day as approval Reviewed on: 9th March 2023

Ioana Manafu

Best loan provider, quick payment and small APR!!!!! I will definetly recommand! Reviewed on: 9th March 2023

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