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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Brilliant company

5
Straight forward process and amazing service. Reviewed on: 5th March 2022

Quick!

5
Efficient and very helpful. Easy to manage Reviewed on: 5th March 2022

Really good relaxed service and quick turnaround

5
Really easy to apply and quick to pay into your account Reviewed on: 5th March 2022

Friendly, quick decisions on loan and pleasant company.

5
I found this company very efficient and extremely quick decisions on loan. Best out there. Would highly recommend. Reviewed on: 5th March 2022

Super Efficient

5
Just really easy to deal with and straight forward. No gimmicks or jargon. My go to people Reviewed on: 5th March 2022

Such a great transparent website and application

5
Great and easy setup plus at last a company who answer the phone quickly and the c customer service was very professional Reviewed on: 5th March 2022

Easy and fast

5
To a loan out a few years ago admin is easy swift decision no problems since fantastic. Reviewed on: 5th March 2022

Amazing

5
Stunning Amazing outstanding satysfying Reviewed on: 5th March 2022

Great Company

5
Easy and Clear! Recommended to anyone. Reviewed on: 4th March 2022

Highly recommended

5
The application is easy to do from start to finish. Ratesetter do exactly what they say they are going to do which is to provide excellent service and speed. The rates are very competitive compared to other lenders. Reviewed on: 4th March 2022

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