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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

excellant service

5
they gave me a quick unquestionable service and never failed to deliver Reviewed on: 4th March 2022

It's really good and useful for us and other people.

5
It was good and they really helped us and as I said it's really useful . Reviewed on: 4th March 2022

Affordable Loans

5
One of the cheapest repayment loans around Reviewed on: 4th March 2022

Second loan I've had from Ratesetter

5
This is my second loan in ten years and Ratesetter are superb in dealing with all aspects of this process cant fault them in anyway and recommend them to others to use Reviewed on: 4th March 2022

Excellent company - 5 stars!

5
Ratesetter are an excellent company - easy to use, efficient application and the funds were available within 48 hours of approval. Would highly recommend! Reviewed on: 4th March 2022

No hassle loan at great rate

5
I have recommended my son take out a similar loan with you, also as i found you to be the best interest rate and easy to use. Would reccomend to anyone else. Reviewed on: 4th March 2022

good experience

5
Great online management tool and easy application process. Highly recommend. Reviewed on: 4th March 2022

Great lender

5
Great lender with an easy to understand portal. You can also become a lender too! Reviewed on: 4th March 2022

My first choice

5
Would definitely use again in the future…thanks Reviewed on: 4th March 2022

Brilliant

5
Easy to use and most loans accepted Reviewed on: 4th March 2022

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