Paid advertisement
Smart Money People Logo

RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Loan Review

5
Rate Setter is a really good way of borrowing money, the process was really simple. The website is intuitive and i would certainly recommend them to family and friends. Reviewed on: 18th June 2021

Amazing

5
Have had 2 loans from them now. Very easy to apply and very quick. Reviewed on: 18th June 2021

great

5
great and easy could not ask for more Reviewed on: 18th June 2021

good and easy to use service

4
able to provide me with loan on a good repayments terms Reviewed on: 18th June 2021

Very reliable!

5
Second time with them, would recommend to anyone!! Reviewed on: 18th June 2021

Very helpful when you need help.

5
Very easy company to deal with. Applying is also very easy. Reviewed on: 18th June 2021

Fantastic service

5
Quick and easy, all information is visible, highly transparent and have had no problem at all. Reviewed on: 18th June 2021

Loan

5
I've been with rate seller for more then like 4 years and they always helpfull to me and made it look so easy for me to get loan with them. Thanks rate seller Reviewed on: 18th June 2021

Easy quick service

5
Easy quick service to use. 2nd time I've used it and was much easier 2nd time around as all my previous details were saved. Money in my account withing a few days (as I submitted request on a Friday). Reviewed on: 18th June 2021

Simple and so easy

5
Simple and so easy, no hassle. Everything is done at the palm of your hand and you can also chose to make more that your scheduled repayments each month which help towards paying off your loan. Reviewed on: 18th June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.90 from 308 reviews
    RateSetter
    View all products