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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Great provider

5
I have been using Ratesetter for years. I think they fair and easy to use. Reviewed on: 18th June 2021

Great company

5
Very easy website quick reply when applying very quick overall Reviewed on: 18th June 2021

Easy and simple no hassle

5
When I needed a loan for a car nobody would help me. Then I found ratesetter and they made it so easy and simple for me to get a car. It was a very fast and easy process too. Reviewed on: 18th June 2021

No nonsense

5
I found this company on go compare for the best interest rates for what I wanted to borrow. It was a quick and easy process and I got the money the next day. Would recommend Reviewed on: 18th June 2021

Quick and reliable

4
Easy to understand and very quick response. Reviewed on: 18th June 2021

Fantastic!

5
They are helpful and fast! I recommend you. Thank you Reviewed on: 18th June 2021

Supportive at a time of difficulty

5
During a period in my life when my own bank wouldn’t lend to me, Ratesetter offered me a good value loan which is very easy to administer. Reviewed on: 18th June 2021

Borrow with ease

5
A hassle free experience to take out a loan! Being able to speak to a RateSetter representative, regarding any queries throughout the loan period, is an added bonus. Reviewed on: 18th June 2021

Easy money lending

5
Totally stress free and straight forward way in arranging a loan . All done on line with a speedy decision a money in your bank within 24 hrs . My no: 1 choice Reviewed on: 18th June 2021

Nice reliable and money saving insurance company

5
It's reliable,good customer service and fast Reviewed on: 18th June 2021

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