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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Very good spec value for money

Great loan provider , would Highly recommended Reviewed on: 17th June 2021

Quick and easy

Quick and easy to set up. Very easy website to manage your payments, look back on previous payments and look at future payments! Reviewed on: 17th June 2021

Good rate

The interest rate of this loan is better then a bank loan . Definitely recommend Reviewed on: 17th June 2021

Fast and efficient

Just when I needed emergency funds came RateSetter. They were fast and efficient. No wasted time and effort. Highly recommend. Reviewed on: 17th June 2021

Great rate, really easy to manage.

They were the best rate available at the time I took out the loan. It was simple to set up and easy to manage through the app or online. Reviewed on: 17th June 2021

Quick decision, great rates, deposited quick

Car blew up need cash quick to get another car so I could do my care work. Applied online they phoned back within hour, offered several options. Didn't push me into any just let me choose. Money in bank next day, monthly payments taken on day I set. Great rate over the period I chose. Definitely recommend. Reviewed on: 17th June 2021

Excels provider

It was very easy to set up everything to get a loan fro RateSetter. Reviewed on: 17th June 2021

Reliable service

It is a reliable service, no issues with it at all, happy customer. Reviewed on: 17th June 2021

Rate setters is Excellent loan lender

After trying for loan in Banks I tried On Rate Setters through Experian site It was so quick response and money was transferred in my account with out any copy of the documents it's excellent and I'm happy with Rate Setter. Reviewed on: 17th June 2021

Great company very helpful

Used this company without any trouble always willing to help Reviewed on: 17th June 2021

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