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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Good

I am happy they are very helpful that's why I recommend others Reviewed on: 17th June 2021

Ratesetter was a lifeline

Ratesetter were there for me when I needed them most. From start to finish the loan process was easy and totally transparent. Interest rates were fair and reasonable and I would definitely use again without hesitation Reviewed on: 17th June 2021

Best interest rate

When looking for a loan, I did the standard searches online and was initially quoted lower interest rates, which quickly shot up during the application process. Rate setter was up front about the interest and offered a great rate. Very happy with the service! Reviewed on: 17th June 2021

Outstanding company

I found this company and they offered me such a good deal for my new car purchase..excellent communication and ease of use...well done Reviewed on: 17th June 2021

The Go To Loan Company

As an ex banker, believe me, this is a first class lender. I actually felt special being approved for my loan. Highly recommended! Reviewed on: 17th June 2021

The banks rates were terrible, RateSetter smashed them!

A very easy process, money was in my account within 24hrs, I will definitely use for my next vehicle Reviewed on: 17th June 2021

The best loan company

Rate setter is the best loan company for loans , best APR and the most helpful persons !!! Thank you Rate setter! Reviewed on: 17th June 2021

Excellent Service

Quick and easy, excellent service. Great loan rates. Reviewed on: 17th June 2021

Constantin Gabriel Irimescu

is a very serious company, they have the best offers, I am very satisfied, I recommend it to friends and family Reviewed on: 17th June 2021

Very easy to deal with no nonsense

Straight forward, easy, quality great way to do business Reviewed on: 17th June 2021

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