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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Great Service

4
I found the company very Professional and hassle free and would definitely use them again. Reviewed on: 17th June 2021

The only option

5
Simply the best provider available. Nobody can compete with the low interest rate provided. Add to the an easy, quick process to sign up and recieve the funds swiftly. Reviewed on: 17th June 2021

Great loans

5
Very quick processing loan and great website to see actual account. Love how you can pay extra easily if you want to. Reviewed on: 17th June 2021

Cheap and easy

5
Really quick and easy to apply from application to my account, excellent rates. Reviewed on: 17th June 2021

No stress

5
So easy to apply for a loan. Fabulour rates. Wouldn't choose any other company. Reviewed on: 17th June 2021

Easy loan

5
Very pleased with them. Very easy to apply. Reviewed on: 17th June 2021

A*** loan company

5
We used rate setter for the first time a year ago and could not be more impressed. The loan was easy to set up and the customer care was amazing. Everything was explained well but it was also so quick to set up. We Havnt had any issues since and are still happy overall. Can’t recommend enough. Reviewed on: 17th June 2021

Easy to apply

5
Through rate setter it is easy to apply answering few straight questions checking your eligibility Reviewed on: 17th June 2021

Great, fast, reliable service

5
Very professional, reliable service. I would definitely recommend to a friend Reviewed on: 17th June 2021

Helpful, easy and supportive

5
From the get go it has been really easy to keep track of my loan, I know how much I have left and for how long. Very good company! Reviewed on: 17th June 2021

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