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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Good value

very good value for money and the amount to pay back each month. Very happy to have chose rate setter over any other loan company Reviewed on: 2nd July 2020

Transparent, efficient

Smooth, care free, everything it says on the tin Reviewed on: 2nd July 2020

Quick and easy loan

Quick and easy to obtain, relatively high one off fee but did what it needed to. Annual correspondence sent to give loan overview on the loan anniversary. Reviewed on: 2nd July 2020

Fast and easy.

Quick and easy once accepted. Money in your account in no time. Reviewed on: 2nd July 2020

Highly recommended

Excellent company, highly recommended Reviewed on: 2nd July 2020

The best ever

Definitely always will tell everyone this company is the best Reviewed on: 2nd July 2020

Would use again

RateSetter provided me with a loan on excellent terms and, I was very pleased with the overall experience. I wouldn't hesitate use them again if the need arises. Reviewed on: 2nd July 2020

excellent borrower and investment

bothe a borrower and lender well pleased with Ratesetter Reviewed on: 2nd July 2020

Quick and convenient

Very quick and convenient way to get a loan. Reviewed on: 2nd July 2020

Very easy application, no hidden surprises, and quick response

Have had 2 loans from this company, very pleased with the competitive rates Reviewed on: 2nd July 2020

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