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RateSetter: Loans reviews

View other RateSetter products
4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Great offers

5
Relyable company, reasonable rates Reviewed on: 2nd July 2020
Laszlo Fodor's avatar
Laszlo Fodor

Great loan company

5
Got loan from ratesetter, was very quick and easy . Can go on line and check amount I still owe . Reviewed on: 2nd July 2020
Sue Russell's avatar
Sue Russell

Helped me out in a bind

4
Seems like a good concept. I haven't had any issues. Gave an overall rating of 4/5 for the lack of an app. Reviewed on: 2nd July 2020
Mistah Jay's avatar
Mistah Jay

Excellent

5
Excellent company, clear when communicating, fast answering questions, the best company out there. Reviewed on: 2nd July 2020
Rachael Cairns's avatar
Rachael Cairns

Excellent

5
Fast, reliable , not a single problem ! Amazing Reviewed on: 2nd July 2020
Nadine Hindle's avatar
Nadine Hindle

So quick and simple.

5
Had the money in my account within a couple of days. Not had a single issue. Couldn’t recommend enough! If you have reservations about ‘peer to peer’ lending, honestly don’t. The interest rates compared to that of banks and big lenders is so much lower. Reviewed on: 2nd July 2020
Ashleigh Pears's avatar
Ashleigh Pears

Very fare rates

5
Fare rates, fast money transfer, very good customer services. Would 100% recommend Rate Setter Reviewed on: 2nd July 2020
Mike's avatar
Mike

Easy and quick setup!

5
Great easy service and good communication. Reviewed on: 2nd July 2020
Caz's avatar
Caz

Easy, quick, and great rates!

5
applied for a loan, instant offer with great rates. Reviewed on: 2nd July 2020
Hoi's avatar
Hoi

Amazing company

5
Customer service is amazing. Loan was agreed quickly and paid into account next day. Would highly recommend. Reviewed on: 2nd July 2020
Sorrel redman's avatar
Sorrel redman

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