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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Perfect

loan sorted within minutes, everything explained straight forward, payments and summary very clear to understand, easy log in and i cannot fault this company! Reviewed on: 15th June 2020

RateSetter

My RateSetter loan has helped me immensely. I consolidated several credit facilities into one loan and since then my credit score has improved greatly. The website is really easy to navigate and they are informative and relevant with comms and updates. Reviewed on: 15th June 2020

Simple and quick loans

Can thoroughly recommend RateSetter. A simple application process, good loan rate and the money was quickly in my account. Reviewed on: 15th June 2020

Ratesetter are fantastic

Quick and easy application process, no hassle and funds available so quickly. All questions I have had have been answered by their friendly staff. Would highly recommend. Reviewed on: 15th June 2020

Easy to use

Nothing but helpful when I've needed answers Reviewed on: 15th June 2020

100% recommended

I am very pleased with Ratesetter servives Reviewed on: 15th June 2020

Quick and easy application

application process was quick and easy. Funds received quickly and charged at a good rate. Would return if needed further finance Reviewed on: 15th June 2020

Favourable interest rate, lots of payback options and fuss free. fuss free

Ratesetter made applying for my loan simple. I simply applied and they gave me an offer quickly. It was a favourable interest rate and I had a great choice of options to pay the loan off. I've never had any issues with them and would recommend them if you want a quick, easy and fuss free loan. Reviewed on: 15th June 2020

Highly recommend this company

I've had several loans,its so easy and quick ,no hassle, no silly questions, excellent rates, and the best bit they arn't a bank,I fully recommend them ,I have told all my friends to try this company before any other Reviewed on: 15th June 2020

Great service

Really good loan system, easy, quick and great service. Reviewed on: 15th June 2020

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