Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
56% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Great all round service.

5
Great app, very user friendly. Excellent communication during the term of my investment. Reviewed on: 10th March 2025

Everything you could want in a bank.

5
Good rates. Good communications. Top class website. Very clear and user friendly. Inspire confidence. Reviewed on: 10th March 2025

Very competitive rates both long and short term savi...

5
Very competitive rates both long and short term savings. Easy internet account that provides up to date information of accounts. Reviewed on: 10th March 2025

efficient communication

5
efficient communication easily contactable at anytime to discuss any concerns i might have day or night. Reliable and informative on a range of investment topics. How much more can I say about RCI - efficient communication easily contactable at anytime to discuss any concerns i might have day or night. Reliable and informative on a range of investment topics. How much more can I say about RCI - This is quite demanding being asked to write more. Do I have to do a 5000 wodr essay before yo let me submit. I think you're good but this is pushing the boundaries of my praise. Oh my god I really don't have the time to spare to write this sort of stuff. Will I ever get to reach the threshold for being able to submit my review. Reviewed on: 10th March 2025

Easy to do business with.

5
They have been very easy to do business with. Reviewed on: 10th March 2025

Good interest rates, achievable deposit minimum good...

5
Good interest rates, achievable deposit minimum good website for navigating Reviewed on: 10th March 2025

helpful and polite when I have called.

5
Always very helpful and polite when I have called.they actually listen to you. Reviewed on: 10th March 2025

Easy to access, good value

5
It was easy to set up my account, information is provided clearly. Staff are supportive and helpful when contacted. Reviewed on: 10th March 2025

Jenny Rich

5
Very satisfied with all aspects of service at RCI Reviewed on: 10th March 2025

Excellent RCI Account

5
Excellent account with good interest rates, App is easy to use. Reviewed on: 10th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.84 from 11988 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.79 from 316 reviews
    RCI Bank
    View all products