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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Very happy with RCI

5
Good, competitive interest rates. Nice looking website which is very easy to navigate. So quick and easy to set up an account, and good communications from RCI. Reviewed on: 13th March 2026

Great interest rates and the app is really easy to...

5
Great interest rates and the app is really easy to use Reviewed on: 13th March 2026

Practical and clear and better value than high stree...

5
Practical and clear and better value than high street banks Reviewed on: 13th March 2026

A very good option b

5
Very easy to set up and consistent service. Reviewed on: 13th March 2026

Has been a very seamless process and certainly easy...

5
Has been a very seamless process and certainly easy to contact customer service and we’re very high end o deal with a withdrawal issue needed Reviewed on: 13th March 2026

RCI Excellent

5
Have been with RCI now for some time and found them to provide an excellent service. Reviewed on: 13th March 2026

Excellent bank.

5
It has always been trouble free banking and customer services are the same. Reviewed on: 13th March 2026

Great rates, Great service

5
Easy Website to operate. Helpful staff if needing to contact, ease of use all round with good competitive rates and flexibility. Reviewed on: 13th March 2026

Friendly efficient customer service team.

5
Friendly efficient customer service team. Setting up account and transferring money in was simple. Instructions were clear and easy Reviewed on: 13th March 2026

Best rates

5
Best savings rate available, easy to set up. Good communications. Reviewed on: 13th March 2026

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