Smart Money People Logo

Ripe Insurance: Photography insurance reviews

4.85
Based on 160 reviews, last reviewed 19th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Very straight forward, easy to set up I thankfully haven’t had to make a claim but the process of taking out the insurance was very easy. The website was easy to navigate too. Reviewed on: 19th October 2025
Jess H's avatar
Jess H

Latest lowest rating:

1

I put in a claim in march when my camera bag and kit... I put in a claim in march when my camera bag and kit was stolen. Was told normally takes couple weeks to get sorted may I saw an assessor and then de... Read more Reviewed on: 10th July 2025
Fiona 's avatar
Fiona

About this product

Ripe Insurance offer camera and photography equipment insurance policies.

You can cover up to £60,000 of equipment and they will replace it new-for-old provided it’s under three years old. At Ripe Photography, accidental damage is also covered for up to £60,000.

Ripe camera and photography insurance reviews help you find out what it’s really like to be a customer. If you’ve used Ripe Insurance before, you can also leave a review and share your experience.

Ripe Insurance Photography insurance reviews (160)

Review of the Ripe Insurance, Photography insurance:

The worst company I have EVER dealt with

1
The amount of stress caused and loss of earnings this company has cost me is colossal! The very worst customer service of any company I have ever dealt with. I have had to get the Financial Ombudsman involved, and yet they still are not dealing with my claim in a timely fashion. This is the second claim I have been given the runaround with, yet they are so quick to take your renewal money. They have cost me in productivity and the stress I have encountered dealing with them is just not worth it. I may as well throw my money on a bonfire and at least benefit from the heat that gives...they give you nothing for your money but pain! I have had a damaged Macbook Pro screen since June 2022 and nothing has been done since I made the claim. Last year I dropped my hard drive, and after sending it off to get assessed and having to pay for the diagnosis, they then told me I am not covered for data recovery! I don't really get why I'm paying for a policy as it appears that nothing is covered...what an awful company. They just take your money and give you hell! The positive reviews here are of people who have, fortunately, not had to make a claim yet...God forbid you ever do have to! I have had to resort to now buying another Macbook Pro so I can commence work. So what was the point of me getting insurance with these crooks?? The only time they answer you is on here in public in order to fool those reading these reviews that they do value their customers and want to help. Even after answering one of my reviews they have still yet to action anything. I have sent them 4 different engineer reports detailing the damage but I'm still waiting for something positive to happen. I wish Watchdog was still on TV as this awful organisation should be exposed there. I will ensure that I spread this on all forms of social media and see if I can go to small claims court or something. Please do not take out any insurance with them, and steer clear of Davis Group in general, I can't stress this enough. My experience has been the worst nightmare you can imagine. Reviewed on: 29th November 2022

Comprehensive Cover for Cameras!

5
Quick & easy to arrange this comprehensive cover. The scope of cover was flexible & enabled me to tailor-make a package to suit me Reviewed on: 2nd July 2020

Best company I've been with

4
Great experience and I hope if I have any problems I feel there at the end of the phone or computer Reviewed on: 2nd July 2020

simple, straightforward, ripe and ready

5
No hassle in securing a good deal, good communications and professional response, with reassurance that I have everything covered. Reviewed on: 2nd July 2020

Excellent Service

5
Excellent insurance and value for money Reviewed on: 2nd July 2020

Excellent Insurance at the right price

5
Great service, easy to get the right cover and I would recommend. Reviewed on: 2nd July 2020

Easy and reasonable claims process and affordable

5
No one wants to have to make a claim on insurance, but I found the whole process with Ripe very easy the one time I had to do it. I was worried that my premium would go through the roof afterwards, but the company has remained reasonably prices. I would highly recommend. Reviewed on: 2nd July 2020

It only takes 5 minutes

5
It only takes 5 minutes to insure goods. Easy to use website. Congratulations Reviewed on: 2nd July 2020

My only ever change in insurers

5
Joining the LV family was quick and painless. The few questions asked were easy to understand an every relevant. Information provided to keep me involved was useful and not hard to understand. Reviewed on: 2nd July 2020

decent price

4
I found Ripe insurance after short research and to make a long story short I have chosen that because of the price. Reviewed on: 1st July 2020

Quick and Easy

5
I suddenly realised I had more invested in my kit than I thought. And with a trip planned was looking for some peace of mind. Ripe are exactly what I was looking for. Great service, nice and easy and a lot less jargon than the competitors I looked at. Reviewed on: 1st July 2020

Do you have a different Ripe Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Ripe Insurance?

    View all products