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Scottish Building Society: Savings reviews

View other Scottish Building Society products
4.91
Based on 3,722 reviews, last reviewed 10th Jul 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Recommendation to SBS Went to Troon as I had been recommended by a friend to open and account and was seen straight away by Katie. It was very clear and straightforward. Reviewed on: 10th July 2026
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Latest lowest rating:

1

Edinburgh event I really enjoyed today’s event in Edinburgh . It was well organised and good to hear about inheritance tax and planning ahead for later life it’s def... Read more Reviewed on: 14th May 2026
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About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Savings reviews (3722)

Scottish Building Society Branch Review

5
It is handy that the headquarters is in Edinburgh. Reviewed on: 3rd April 2023
Verified Member's avatar
Verified Member

Scottish Building Society Branch Review

4
As a new member I have limited membership experience and consider I had little to say, however reading the newsletter issue 12 gave a refreshing insight into the societys ethos too many positive topics to add here. A nearly 40% growth in financial records in the last 2 yrs says a lot. I look forward to recieveing my next issu. Reviewed on: 3rd April 2023
Verified Member's avatar
Verified Member

Letter with no info in it.

1
I've just received a letter from SBS telling me about their new savings options (bonds) but guess what it doesn't. NO INFO ABOUT THE BOND INTEREST RATES. just waisting my time and paper by directing me to a Web page that I'm expected to search and wait through! Reviewed on: 3rd April 2023
SBS Member Feedback's avatar
SBS Member Feedback

Good, friendly service

4
I've always found staff to be good and friendly when I've visited the local branch about my savings account. I also appeciate the AGM moving around the country which makes the AGM accessible to many more in person than would otherwise be the case. My only slight disappointment is that branches are no longer open on a Saturday morning. I appreciate the change was ncessary and appropriate when the pandemic broke. I am not aware of an attempt to reestablish Saturday opening after the pandemic. Saturday morning opening is helpful if you work during the week and your place of work is not near the branch. Reviewed on: 2nd April 2023
SBS Member Feedback's avatar
SBS Member Feedback

Best Building Society All Round!

5
I have been a customer of SBS for several years and have always found their staff wonderful and their relationship centres to be friendly ,inviting places with a personal touch. The Scottish Building Society has a fantastic range of savings accounts to choose from and is always very competitive with many of their savings accounts having the best interest rates around. Their online accounts are very easy to use and their website is easy to navigate when a visit to one of their branches is not possible. I would not hesitate to recommend them to others looking for a good return on their savings! Reviewed on: 1st April 2023
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SBS Member Feedback

Review

5
Strongly support Scottish Building Society Reviewed on: 1st April 2023
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SBS Member Feedback

On-line Banking

5
An easy, hassle free on-line account. A pleasure to deal with this society. Reviewed on: 1st April 2023
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SBS Member Feedback

Agency closure disenfranchised older customers

3
My mum is in her 90s and liked to go into a local branch with her passbook. Unfortunately it was an agency, and upon closure of agencies a few years ago, she was diverted to the nearest branch, 30 miles and several buses away. As a result of this she has now lost her financial independence and relies on us to manage her money. Older customers never seem to figure in banking “progress”. Reviewed on: 31st March 2023
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SBS Member Feedback

Scottish Building Society Branch Review

5
It is a good building society, very helpful. Reviewed on: 31st March 2023
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Verified Member

Great service and great rates

5
Great service and great rates. Both are important and Scottish Building Society delivers on them. Reviewed on: 31st March 2023
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Ian

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