Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2719)

SCU are the best

5
They have been brilliant especially through the pandemic Reviewed on: 4th August 2022

Friendly efficient and straight talking

5
Good customer service nothing to much trouble if you want to ask anything explain things how I can under and don’t look down on me as a person very satisfied with the service Reviewed on: 4th August 2022

Recommend highly

5
I have been a member for nearly 20 years never had any problems always been helpful. Great easy online application and communication 100% would recommend this service to all my family and friends Reviewed on: 4th August 2022

Fantastic

5
Excellent staff and very easily check savings account and apply online facilities Reviewed on: 4th August 2022

we need you

5
there there to help anyone and we ned that now adays helping any one in need. Reviewed on: 4th August 2022

Great service all round.

5
Great customer centric organisation. Very happy to rate them excellent. Reviewed on: 4th August 2022

Ethical banking is possible

5
Dealing with Sheffield Credit Union is hassle-free and it's good to know that when I can save the benefits are shared with others but if I hit a crisis I can also rely on them Reviewed on: 4th August 2022

Such lovley people here very quick decision and good amounts for what you can afford

5
I have had no problem with my loan i topped up not long ago which was easy to do i would recommend to anybody Reviewed on: 4th August 2022

Fantastic

5
I have been with credit union for years I first opened an account to help me with the needs of my children and a new house being a single mum it helped loads threw out the years it’s now helped me with saving cost of six weeks holidays broken washers and uniforms for my ever growing children The service has always been positive with friendly faces who actually remember who you are !! All round a life saver service Reviewed on: 3rd August 2022

Excellent

5
Sheffield credit union is amazing they help familys like mine that really struggle i would highly recommend to everyone 100% Reviewed on: 3rd August 2022

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products