Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2719)

Brilliant, friendly,understanding

5
I have been with credit union a few year now and they have always helped me when needed sometimes at the very last minute. They look at circumstances and don't judge or discriminate they are for everyone and that is amazing Reviewed on: 24th June 2022

Helpful

5
Past few years have been very helpful Reviewed on: 23rd June 2022

Excellent service

5
I have nothing to complain except praise Sheffield Credit Union staff. Reviewed on: 21st June 2022

Very good

5
it is very easy to apply for a loan get it from Sheffield Credit Union if you are even on the low income and it's very quick you're simply amazing Reviewed on: 20th June 2022

Sheffield Credit Union takes me home

5
I can only highly rate the work done by Sheffield Credit Union. I save it all year around to allow my family to travel to Brazil to see family. Tickets are very expensive and I can only do it with the help and support of the Sheffield Credit Union team. Reviewed on: 20th June 2022

A life saver!

5
I have been a member for over 10 years after a debt advisor told me about credit unions. SCU has saved me from debts during bad times. I've had loans which have been repaid at very reasonable rates whilst I was able to continue to save. The online service is very easy to use and contact with the customer service is very good by telephone and email. They are always friendly and helpful. I've recommended SCU to family and friends, and some of them have opened accounts. It's a relief to know I have savings for emergencies, like when the washing machine breaks or anything like that. Especially now, when everything is costing more. It's difficult to save money on a small budget but it's worth it, and I feel proud of myself when I see what I have saved in my account. Reviewed on: 20th June 2022

Excellent service

5
I have been a member of Sheffield credit union for a number of years mostly due to the friendly and reliable service. The loans I have received have been fair and quick I have been kept informed throughout the process. Excellent service throughout the years cannot praise the staff enough. Thankyou. Reviewed on: 19th June 2022

Super lender/Saver

5
Always great advice Always supporting Always helping Reviewed on: 19th June 2022

Bank for the people

5
Great way to save for what ever reason easy access to loans low intrest excellent customer service a all round great experience Reviewed on: 19th June 2022

Sheffield has always been there ti help when ivneeded it iv been with them for oner 16 years

5
They are brill and a lot cheaper to loan from than other lenders always there wen iv needed them Reviewed on: 19th June 2022

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products