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Sheffield Credit Union: Loans reviews

View other Sheffield Credit Union products
4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S
Read all reviews Write a review

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Great service

5
Knowledgable, helpful and friendly people Reviewed on: 15th June 2022
Amanda Foster's avatar
Amanda Foster

Great service

5
Very smooth to use the website and deal with - never had any issues and I’ve been a member for many years Reviewed on: 15th June 2022
Phil B's avatar
Phil B

Good

5
Professional staff, good listeners Reviewed on: 15th June 2022
Robert Antieku's avatar
Robert Antieku

Brilliant service

5
Credit union are brilliant never had a problem at all Reviewed on: 15th June 2022
Mohammed vakas's avatar
Mohammed vakas

It has been the best thing I've done joining Sheffield Credit union and having a monthly a mount of money taken out of my wages

4
Easy to set up and easy to use it's helped me to save for holidays and Christmas presents for my grandchildren with outmissing the money Reviewed on: 15th June 2022
Christine Keeting 's avatar
Christine Keeting

Reliable Honest Financial Help

5
I have saved with Sheffield Credit Union for last 5 yrs. I save monthly by direct debit in the early years i often had to withdraw as well as credit my account. When i needed to withdraw funds were and are repaid quickly and efficiently. I haven't needed a loan so far but wouldn't hesitate to approach them if i ever do. Trusted is my word for the SCU. Reviewed on: 15th June 2022
Caroline's avatar
Caroline

Excellent service

5
Very helpful and friendly. Not intimidating like other financial institutions Reviewed on: 15th June 2022
Adele Flynn's avatar
Adele Flynn

Brilliant

5
Been with credit union years always help me save and give me what I needed Reviewed on: 15th June 2022
Daniel 's avatar
Daniel

Really helpful and quick

5
Always answer phones straight away very helpful with any questions can do most over the phone Reviewed on: 15th June 2022
Rachael's avatar
Rachael

Fantastic customer service & even better rates!

5
I have been a customer of Sheffield Credit Union for almost 16 years and have never experienced anything other than a great service. Interest rates are affordable & money is paid in to your bank almost immediately. I recently paid a loan off early and had no issues in doing so. I have continued to save with Sheffield Credit Union and will certainly use the services for a loan again. Reviewed on: 15th June 2022
Laura's avatar
Laura

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