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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

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4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Friendly.

I have always found them to be helpful, polite and offer good assistance. Reviewed on: 1st June 2022

Reliable and professional service

I have used the credit union for many years.it is easy to save and it helps so many people to manage their finances. I was able to buy my first car with help with a loan from Sheffield credit union. Reviewed on: 1st June 2022

Lifeline

Been a lifeline to me many times when the chips were down, now able to save & help others. Reviewed on: 1st June 2022

Great idea

Easy to save with Sheffield credit union Reviewed on: 1st June 2022

Easy saving.

So easy, i have money taken monthly from my wage easy savings Reviewed on: 1st June 2022

Fantastic team!

Absolutely love Sheffield credit union can always rely on them when needed, small repayments and always understanding if you have problems. I’d recommend the company to anyone. All employees are lovely, easy to talk to and listen to your every needs!! Reviewed on: 1st June 2022

Brilliant lender

I have been with credit union for about 7-8 years don’t know how I would get by at Christmas and buying school uniforms etc without credit union they are life savers in difficult times x Reviewed on: 1st June 2022

Always there to help when I need it

I have been a member of credit union for years and years, everytime I find myself needing that little bit of extra help, I have always been able to count on them. The application is easy to fill in and the team does not take long to contact me with their decision. Reviewed on: 1st June 2022

Sheffield Credit Union 5 Stars

I've been with the Credit Union around 7 years, and would always recommend for ethical, community minded loans, savings and financial services. I've had loans and have found them excellent for reasonable interest rates and flexible terms to pay back over a convenient period. I also have my savings with the credit union. I always recommend to friends and family and I'll most likely stay with the Sheffield Credit Union for life. 5 Stars. Reviewed on: 1st June 2022

Sheffield Credit Union is a community based group, working with people in Sheffield, a very good organization that help people in poor communities.

My experience in Sheffield Credit Union has been really good, and I recommend to anyone who I feel that needs a debt adviser or need a cheap loan. I recommend it. Reviewed on: 1st June 2022

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