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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

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4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Quick approval

Quick approval, you don’t even have to go to their offices Reviewed on: 1st June 2022

Why I love Sheffield Credit Union

I joined Sheffield Credit Union several yrs ago and it was one of the best decisions I've made,they're always friendly and understanding,always happy to help,polite and there when I needed them Reviewed on: 1st June 2022

1st class service

Whenever you approach the Sheffield credit union you are guaranteed a 1st class service. All of the staff offer a friendly professional service Reviewed on: 1st June 2022

Best

Great service no problem to big for them to solve when you need help with money Reviewed on: 1st June 2022

Amazing

Very pleasant always freindly always helpful Reviewed on: 1st June 2022

Easy saving

I have money taken from my pay cheque which goes into my Christmas savings club. Such a brilliant way to make sure you have money for prezzies, great service at Sheffield credit union, simple and easy transactions. Reviewed on: 1st June 2022

Amazing.

Amazing from start to finish. I’ve been with them around 5 years and I always recommend them to everyone. Always so helpful! Reviewed on: 1st June 2022

Excellent service!

Excellent overall service. Easy to apply and quick process. Given a decision quickly and fairly. Interest rates in repayments are low and repayments are affordable. The savings options are brilliant too. Reviewed on: 1st June 2022

Excellent service

From start to finish … opening an account was straight forward and instructions simple. Im so proud of the service they provide Reviewed on: 1st June 2022

Fair, honest, good value, family based

I have been a member of Sheffield credit union for over 10 years now. I have had loans on multiple occasions as well as saving over 4k with them. They are very quick, transparent and extremely helpful. They helped me manage my money when I was a poor cash strapped student and single mum of 3 young children. And now I save with them as a qualified nurse who saves as well as borrows. My last loan was for a new car and was the largest cash purchase I have ever made of 6k. They helped me secure the loan right for me and the money was ready when I found my perfect car. I could not recommend them enough, and I actually do to all my friends and colleagues. Reviewed on: 1st June 2022

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