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Sheffield Credit Union: Loans reviews

4.93
Based on 2,718 reviews, last reviewed 12th Feb 2026
125% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026
G wood's avatar
G wood

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2718)

Very good customer service and very understanding

5
Very good customer service and very understanding Reviewed on: 24th June 2025

Very helpful in stressful money worrying times

5
Very helpful in stressful money worrying times Reviewed on: 24th June 2025

Best in Sheffield

5
The Sheffield Credit Union have always been very accessible to use, extremely friendly staff and quick responses when applying for loans. They have helped me when I've been in a tight situation and I always recommend them above any other service. Reviewed on: 24th June 2025

Brilliant service always there to explain things gre...

5
Brilliant service always there to explain things great advice and communication nothing to much trouble 5star Reviewed on: 24th June 2025

They are very communicative and excellent service

5
They are very communicative and excellent service Reviewed on: 24th June 2025

Amazing to help

5
I have had so much help and support it’s helped me save and helped me financially when I could loan out money Reviewed on: 24th June 2025

Invaluable service

5
I have been a member of Sheffield Credit Union for many years. I have had loans when needed and have savings with them. The staff have always been extremely helpful and efficient. It is easy to apply on line. Reviewed on: 24th June 2025

Very friendly and kind and they sort out out everyt...

5
Very friendly and kind and they sort out out everything in a small period of time . Reviewed on: 24th June 2025

I had a wonderful experience as i was not sure I cou...

5
I had a wonderful experience as i was not sure I could be eligible, it was initially too real to be true but alas i applied and got it in less than 3 clicks of a mouse Reviewed on: 24th June 2025

My experience

5
I needed some work doing on my car. I was a little stuck financially. I spoke to a work colleague who referred me to Sheffield Credit Union. He said the interest rates were very reasonable, so I applied and got a saver loan. I have had more loans since then and I also have some savings, which I think is a very good idea for anybody who is struggling financially, and a bonus for me if I run short. I would definitely recommend Credit union, the interest rates are good and the fact that you can save while paying your loan back was a good incentive for me. Thank you. Reviewed on: 24th June 2025

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